If you are not above 18 years, you need not waste your time applying for a loan. That is the first requirement that all money lenders including banks will demand that you accomplish. Anyone who is below the age of 18 is not legally allowed to take out one hour Loans.
The other requirement is that you must have a valid bank account. This is where the money lender will deposit the funds once they have approved your loan request. What is the position of your credit ratings? If they are below 600, you will definitely not get a loan approval from your bank. This is because they do not trust borrowers whose ratings are that low.
My advice is that you apply for small personal loans for bad credit from online money lenders who do not use the credit check process. However, the lender will require that you present to them a certificate of your income. Today, you will not have to wait for weeks or days before your loan request is approved. This is because loan matters are now taken faster than in the past when banks were the only lenders.
If you apply for the small personal loans for bad credit within the normal business hours, you will get the money in your account before the end of that business day. This is why these loans are known as fast cash loans.